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          30
        
        
          Budget Checklist
        
        
          Disposable Income
        
        
          Box (A) minus Box (B)
        
        
          Your mortgage provider will advise you how much you can borrow.
        
        
          This is dependant upon a number of issues: Size of deposit, monthly
        
        
          expenditure etc.
        
        
          Monthly Expenditure
        
        
          Gas and Electricity
        
        
          Telephone and Mobile Telephone Bills
        
        
          Council Tax
        
        
          Food and Drink
        
        
          Entertainment
        
        
          Credit Cards and Store Cards
        
        
          Other Standing Orders and Direct Debits
        
        
          Hire Purchase Payments
        
        
          Monthly Income Figures
        
        
          Your Monthly Salary
        
        
          Partners Monthly Salary
        
        
          Any Overtime/Commission
        
        
          Any Other Income
        
        
          Total Monthly Income
        
        
          (A)
        
        
          Insurance Policies and Pension Plans
        
        
          Travelling Expenses
        
        
          (Petrol/Road Tax/Insurance/Running Costs)
        
        
          Family Clothing
        
        
          Savings for Holidays or Savings Plans
        
        
          TV or other Licences
        
        
          Any Other Expenses
        
        
          Total Monthly                                                                (B)