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8

Guide to moving home

David Ball Agencies

©

Copyright Glaric Consultancy Ltd. 2020

Such a small price to pay for peace of mind

House purchase is the largest single investment most of us make

in our lifetime and to consider such a purchase without the benefit

of professional advice from an independent company such as

DowlingDodd Chartered Surveyors

would seem, to say the least,

imprudent.

Yet that is exactly what the majority of home buyers tend to do.

Most house purchasers still rely on the Valuation Report prepared

by their mortgage lender, although that report is primarily for the

lenders own purposes and is based purely on financial grounds and

not on any structural basis.

A detailed survey such as the HomeBuyers Survey and Valuation

should be considered as a bare minimum, irrespective of the age

or condition of the property and in some cases the more in-depth

Building Survey will be required.

These surveys are aimed at identifying defects which require repair

in order to prevent further deterioration and possible associated

damage.

The survey will also draw attention to defects which can have

a significant affect on value and can form the basis for further

negotiation on the purchase price. Often, the cost of the survey is

only a fraction of the saving made through renegotiation.

The Royal Institution of Chartered Surveyors Homebuyers Survey

and Valuation is suited to most residential properties. Obviously the

cost of a survey will vary depending on the purchase price and type

of property, as well as the type of survey required.

Some of their services include:

Homebuyers Surveys

Building Surveys

Help to Buy valuations

Residential property valuations

Residential and commercial investments

SIPP valuations

Commercial property valuations

Business property valuations

Residential and commercial development

Concrete Block Test Supervision

DowlingDodd are an independent surveying practice with a wealth

of knowledge and have many years experience in survey and

valuation work in Cornwall.

They are used to working with major mortgage lenders and are

well known to local Estate Agents and Solicitors. The business is

approachable and friendly and will advise on which survey or

valuation in their opinion, is most suited to your needs.

Following the inspection, they will discuss their findings with you and

advise you on the best course of action.

When you are about to make such a large investment in your new

property, it makes common sense to carry out a survey and ensure

real peace of mind. DowlingDodd Chartered Surveyors are ready,

willing and very able to help you achieve this.

2A River Street, Truro, Cornwall, TR1 2SQ

Tel: 01872 260 555

Email:

surveyors@dowlingdodd.co.uk www.dowlingdodd.co.uk